1st
4 Cover Terms and Conditions
Terms and conditions for the use of the 1st 4 Cover website
Please read these terms and conditions carefully, as they
contain important information about your rights and obligations.
You can print out these terms and conditions by clicking on
the print icon on your browser.
1. Introduction
1.1 This Website is controlled and operated by us from our
offices at 1st 4 Cover, Milestone House, 86 Hurst Road, Horsham,
West Sussex, RH12 2DT, tel. 0844 2882888 ; email: info@1st4cover.co.uk
Please read these terms and conditions carefully before using
this website operated by 1ST 4 Cover ('our', 'we' or 'us').
In particular, we draw your attention to clauses 4 (Applicability
of online materials) and 7 (Liability). By accessing or using
this website ('our Website' or 'the Website') you agree to
be legally bound by these terms and conditions as they may
be modified and posted on our Website from time to time. You
must be over 18 years to use our website.
2. Nature of our Website
These terms and conditions do not confer any rights on any
person or party (other than you and/or us) pursuant to the
Contracts (Rights of Third Parties) Act 1999.
2.1 Our Website allows you to review information and also
submit information in order for us to deliver certain services
to you.
3. Modifications to Website
3.1 We reserve the right to make changes or corrections to
our Website or otherwise alter, suspend or discontinue any
aspect of our Website or the content or services available
through it, including your access to it. Unless explicitly
stated to the contrary, any new features including new content
shall be subject to these terms and conditions.
3.2 Please note that although we try to ensure that the content
of our Website is accurate, at the time of going to the Internet
and /or publication our Website may contain typographical
errors or other involuntary inaccuracies.
4. Applicability of online materials
4.1 Unless otherwise specified all content and materials published
on our Website are presented solely for your private, personal
and non-commercial use.
4.2 Where content published on the Website is supplied by
third parties, you understand that we do not control or endorse
such content in any way. All content which is offered by third
parties that are not affiliated with or otherwise connected
with us, is published in good faith but we do not (to the
extent permitted by applicable law) accept responsibility
for the accuracy or otherwise of such content (whether published
on or offline) and the use of such content, except for content
which relates directly to life insurance products that are
advertised on our Website. You assume total responsibility
and risk for your use of our Website and use of all information
contained within it.
4.3 We have used our reasonable endeavours to ensure that
our Website complies with UK law.
However, we make no representations that the information on
our Website is appropriate or available for use in locations
outside the UK. Those who visit our Website from other locations
do so on their own initiative and are responsible for compliance
with all applicable laws
4.4 1st 4 Cover makes no representations and gives no warranties,
expressed or implied that making life insurance quotations,
or agreements available in any particular jurisdiction outside
the UK is permitted under any applicable non-UK laws or regulations.
Accordingly, if making life insurance quotations, or agreements
or any part available in your jurisdiction or to you (by reason
of nationality, residence or otherwise) is prohibited, those
life insurance, quotations, or agreements are not offered
to you. You accept that if you are resident outside the UK,
you must satisfy yourself that you are lawfully able to enter
into such agreements. 1st 4 Cover accepts no liability, to
the extent permitted by applicable law, for any costs, losses
or damages resulting from or related to the entering into
or contemplation of entering into any agreement by persons
in jurisdictions outside the UK or who are nominees of or
trustees for citizens, residents or nationals of other countries.
5. Linked sites
1st 4 Cover makes no representations whatsoever about any
other websites that you may access through our Website or
which may link to our Website. When you access any other website
you understand that it is independent from Jump and that we
have no control over the content or availability of that website.
In addition, a link to any other website does not mean that
Jump endorses or accepts any responsibility for the content,
or the use of, such a website and 1st 4 Cover shall not be
liable for any loss or damage caused or alleged to be caused
by or in connection with use of or reliance on any content,
goods or services available on or through any other website
or resource. Any concerns regarding any external link should
be directed to its website administrator.
6. Availability of our Website
We will try to make our Website available but cannot guarantee
that our Website will operate continuously or without interruptions
or be error free and can accept no liability for its unavailability.
You must not attempt to interfere with the proper working
of our Website and, in particular, you must not attempt to
circumvent security, tamper with, get unauthorised access,
or otherwise disrupt any computer system, server, website,
router or any other Internet connected device.
7. Liability
7.1 We accept no liability for any indirect or consequential
loss or damage, or for any loss of data, profit, revenue or
business (whether direct or indirect) in each case, however
caused, even if foreseeable. In circumstances where you suffer
loss or damage arising out of or in connection with the viewing,
use or performance of our Website or its contents other than
as a direct result of entering into a insurance agreement
(which shall be subject to the exclusions and limitation of
liability set out in these terms and conditions in addition
to those expressed and implied by the policy' own terms and
conditions), we accept no liability for this loss or damage
(except where we have been negligent) whether due to inaccuracy,
error, omission or any other cause and whether on the part
of Jump or our servants, agents or any other person or entity.
7.2 If we are liable to you for any reason, our liability
will be limited to the sum of £1.00 (one British pound
only). This limit does not apply to any liability we may have
for death or personal injury resulting from our negligence
or for our fraudulent misrepresentation.
7.3 You are responsible for ensuring that your computer system
meets all relevant technical specifications necessary to use
our Website and is compatible with our Website. You also understand
that we cannot and do not guarantee or warrant that any material
available for downloading from our Website will be free from
infection, viruses and/or other code that has contaminating
or destructive properties. You are responsible for implementing
sufficient security procedures and virus checks (including
anti-virus and other security checks) to satisfy your particular
requirements for the accuracy of data input and output.
7.4 The limitations and exclusions in this clause do not affect
your non-excludable statutory rights and only apply to the
extent permitted by applicable law.
8. General
8.1 We may assign, transfer or subcontract any or all of our
rights and obligations under these terms and conditions at
any time.
8.2 If any provision or term of these terms and conditions
shall become or be declared illegal, invalid or unenforceable
for any reason whatsoever, such term or provision shall be
divisible from the other terms and conditions and shall be
deemed to be deleted from them.
8.3 These terms and conditions and your use of our website
are governed by English law and you submit to the non-exclusive
jurisdiction of the English court.
8.4 Except in respect of a payment obligation, neither you
nor Jump will be held liable for any failure to perform any
obligation to the other due to causes beyond your or Jump
respective reasonable control.
8.5 Failure or delay by either party enforcing an obligation
or exercising a right under these terms and conditions does
not constitute a waiver of that obligation or right.
9. Disclaimer
Although 1st 4 Cover hope this Website will be of interest
to users, it accepts no liability and offers no warranties
in relation to it and its content, to the fullest extent such
liability can be excluded by law.
All use of this Website is subject to English law and jurisdiction
and is subject to 1st 4 Cover Terms and Conditions
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