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Accident Sickness & Unemployment - is it worth it?
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It is worth taking out especially if you are taking out a mortgage or re-mortgage after October 1995, as you are unlikely to get any help from the state with your mortgage payments if you get in trouble.
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A good idea if you think making your mortgage payments would be difficult if you were made redundant or too ill to work and you don’t have any other protection to cover household bills May be useful to think about if you don’t have a job which has sick pay or your self-employed.
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