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| Free Critical Illness Cover with Income Protection |
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| We're offering free critical illness cover with our award winning income protection policies. The offer is valid for income protection applications received until the end of 2009. |
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| Protecting your income in case you're unable to work because of sickness or an accident is sound financial planning. At LV= we recognise this and also know that if you suffer from a serious illness, you may welcome a cash lump sum as an extra boost on top of your replacement income. |
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| For example you may: |
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need to make modifications to your home or lifestyle |
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purchase some specialist equipment to help your recovery, or |
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you may simply want to go on holiday to help aid your recuperation. |
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| The free amount of critical illness cover is equal to three times your chosen income protection cover. |
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| This means that if you're diagnosed with one of the 31 defined critical illnesses that meet our policy definition (as listed in the free critical illness policy conditions) and survive at least 14 days, LV= will pay you a lump sum cash amount. |
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| We only cover the critical illnesses defined in our policy, and no others. The cash sum can be used on whatever you wish. |
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| Simple and hassle free |
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We won't ask any more questions other than those we ask to assess your income protection application. |
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We don't apply any standard exclusions to the critical illness cover. |
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You don't have to pay any extra money for this cover. |
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Your critical illness cover lasts for as long as you hold income protection cover. |
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You don't need to claim on the income protection policy to make a claim for critical illness cover |
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We'll pay the critical illness cover as soon as we've assessed your claim; no waiting period applies |
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| Source: LV Website Nov 2009 |
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