With 1 in 3 people diagnosed with cancer* and with someone having a heart attack every two minutes** - the need for protection shouldn’t be ignored.

* The Cancer Research website January 2008 **The British Heart Foundation website January 2008

What is Life Insurance?

Life Insurance provides you with an amount of life insurance cover. If you die within the plan term, your loved ones will receive a cash lump sum, which could be essential in helping them to be financially secure without your income.

Do I need life insurance?

Most of us feel that it is important to cover fully the new car or that new TV in the event of an untimely accident; however we give here in the UK little thought to protecting our own lives to the same degree.

1 in 3 has no life insurance; if they did die young they would leave their family struggling with the mortgage and rising monthly bills. Brought at a relative young age a life insurance policy can cost as little as £5.00 a month.

We all want security for our future, a chance to maintain the financial stability we have worked so hard for. That’s why it’s so important to look ahead and plan for eventualities we hope might never happen.

Most people have life cover to protect a mortgage or loan. But the mortgage isn’t usually the only payment we need to make each month. What about covering every day bills and expenses? Utility bills, food shopping, travel costs, childcare the list could go on.

It is not a pleasant thought, but how would one partner cope financially with the death or critical illness of the other? Could you cope maintaining your current lifestyle and continue to raise your family?

Whatever your circumstances, life insurance can be an important tool to insure your children have a financially secure upbringing.

Life insurance can be the difference between having to struggle with the financial burden after the loss of a loved one and major beard winner.